How to Stop Foreclosure Homeowner Tips

When faced with threatening letters from the bank and a need to stop foreclosure, homeowners have a number of options. Whatever you decide to do, though, it is important that you act fast and that you are realistic and honest about your financial situation. It is easy to make mistakes that will leave you in a worse position than when you started and potentially lose your home.

The main ways to stop foreclosure homeowners have access to are:

Short Sale

If you owe more on your house than the property is currently worth, then one option to stop foreclosure residents can use is to do a short sale on their property.

Many lenders will accept this because even though they stand to lose money that way, they will lose less from a short sale than they would if they foreclosed on your home. If you really cannot pay back the loan and you are in negative equity then a short sale is an option.

Loan Modification

If you want to stay in your home and you are in a position where you can make payments but you are just slightly behind, then loan modification is an option for you. If you want to pursue loan modification then you should act quickly and work with a loan modification expert so that you can have the best prospects for your negotiations. Be aware that there are many scammers that make exaggerated claims about their ability to negotiate and you should tread carefully to ensure that you do not get ripped off. A successful loan modification will allow you to stay on the property. It is important that you keep up with the repayments after the modification though, to ensure that you are not put at further risk of losing your home.

Sell Your House for Cash

If you have some equity in your property and you are willing to sell your home, a cash sale is a good third option.

There are many home buyers that will purchase your home quickly, for cash, with no surveyor’s fees, commission, or other charges tacked on top. They will offer a fair cash price for your property and allow you to unlock the equity quickly so that you can pay off the mortgage and avoid foreclosure.

If you’re not sure what your home is worth, but you are willing to sell, then getting a free, no-obligation quote from a cash buyer could be a wise move. You will be able to figure out where you stand and potentially avoid foreclosure and then move to a smaller property with more affordable payments.

Do not bury your head in the sand. The sooner you act, the easier it will be for you to avoid foreclosure, and the more options you will have open to you in terms of whether or not you need to sell your property or whether you can continue to stay in it. Act today to get the best results.

Selling A House Quickly – Can Real Estate Investors Help?

If you’re looking into selling a house quickly, you have the option of listing it with a traditional real estate agent and hope to sell it in a few months.

However, you will have to pay thousands of dollars in commission to the real estate agent and there is no guarantee that you will be able to get your asking price.

In fact, the agent will most likely ask you to spend a lot of money on repairs and several other upgrades in order to make it presentable to potential buyers. Due to the current real estate market, it is not easy to get good offers but you also have another option.

motivated house sellers

We Buy Houses Companies

Cassidy Melhorn, CEO of Volhomes.com says “another option available to you is to sell your house to real estate investors who specialize in buying all kinds of properties”. He goes on to say “one of the biggest advantages of selling to real estate investors is that you are not required to pay any kind of commissions or fees to anyone and there are no inspections involved”.

In fact, these investors do not want homeowners to spend any money on repairs, cleaning, or any other upgrade. In fact, these investors buy the home in as-is condition.

Another advantage of selling your house to investors advertising we buy houses offers is that they will make you an all-cash offer and you won’t have to waste any time in finding an agent.

These real estate investors make a completely non-binding offer which means you are free to reject the offer if you don’t like it.

Also, you do not need to worry about any paperwork or any other issues as these are experienced real estate investors who have closed hundreds of such deals over the years.

staging a house for selling

How It Works

The whole process is simple and completely hassle-free. You just need to get in touch with a company offering to buy houses for cash in as-is condition.

Once you get in touch with them and tell them about their property, they will do some initial checks to make sure the title is clear and other such things.

Once they have checked the property, they will set up a quick appointment. They will make you a fair and all-cash offer. You are under no obligation to accept their offer and you have complete freedom to reject their offer.

More often than not, homeowners find these offers to be fair, especially when they are dealing with an established and reputable company. Tommy Weisz, owner of House Buyers Texas owns such a company that operates across Texas. They make sure their customers are given fair cash offers and left to decide what to do – “we apply no pressure to our offers; if people like them we can usually buy their house within 7 days…if they don’t they can just walk away”.

If you choose to accept their offer, they can typically close the deal in as few as seven days.

In other words, money will hit your bank account within a week once you have accepted their offer. These are real estate investors who do not need to get any kind of mortgage approved as they have their own financing arrangement to pay the property owners.

we buy houses

Avoid Scammers

While there are many reputable companies looking to help homeowners like you, it is also important for you to know that there are also many unscrupulous individuals in this industry looking to make a quick buck by taking advantage of homeowners who want to quickly get cash for their property.

Therefore, it is important that you carefully check the reputation of the company and make sure they have been active in this business for several years and have a good reputation in the market before signing a deal with them. Saul Z, CEO of I Buy IL says “check on Google would be my recommendation, see if they have a Map listing, any reputable company should have one like ours” – I Buy IL – Google Map Listing

Conclusion

Overall, selling your house to real estate investors allows you to get cash for the property quickly and you do not need to wait for months in order to sell your property the traditional way.

So, get in touch with a reputable and established company offering we buy houses deals to buy houses for cash and ask them to make an offer today.

We Buy Houses Homeowners Need to Sell Fast

If you are looking to sell your home fast, then we may be able to help you.

Selling a house can be a long and slow undertaking at times, and we know how difficult it can be to find a house that you want to move to, then line up a buyer for yours, and ‘complete the chain’.

We buy houses families want to sell, and we buy for cash, without there being a long and difficult-to-complete chain to worry about. You just contact us to get an assessment of the house’s value, and if you’re happy with our offer we’ll pay you the cash. It’s as simple as that.

We Buy Houses and the Surrounding Area

Whatever your reason for selling, we are here to help you. When we say we buy houses property owners want to sell, we really mean it.

Whether you’re a landlord looking to get out of the business, or you’re a family looking to relocate for work reasons, we are here to help.

If you’ve fallen on hard times and need to downsize, then you’ll find that our cash home-buying service is a great option that will help you to get back on your feet.

Cash For House

A Competitive Offer For Your Home As-Is

We buy homes as they are. We will consider any property and will make an offer based on the condition that the property is in at that moment in time.

This means that if you need to get a quick sale you don’t have to worry about fixing the place up for prospective buyers. We will look at the property and then give you an idea of how much it is worth based on other properties in the area.

We are a group of buyers who have the cash right now that we are willing to spend on properties. You don’t need to worry about arranging loans or about your buyer finding someone to buy their property. We are property experts that are interested in building up a portfolio.

We will work with anyone who owns a house, and we will try to work to your schedule whenever we can. So, if you need a fast sale to avoid foreclosure, or because you are dealing with probate, we will do what we can to help you.

Get Cash in Your Account Fast

The price we offer you is the amount that we will deposit into your bank account. We take the stress out of dealing with estate agents, and we offer a transparent process.

You don’t need to worry about surveyors or legal fees, because any costs are factored into the offer price. We try to make the whole process as transparent as possible.

Yes, the amount that you get offered in cash may look lower than the list price you see advertised, but the prices you see elsewhere are before fees and commission.

When you sell your home to one of our cash buyers, you know exactly what you are going to get, and that when the paperwork is signed, the deal is going through.

So, if you are looking to free up the cash value of your home, give us a call.

We would be happy to discuss your property, and if you like our estimates, we would be glad to come out and view your property to give you a better idea of how much it might be worth. We are here to help you.

Cash For House Investors Are Ready To Make You An Offer

Cash For House
motivated house sellers

There are no fees and no waiting around when selling a home to cash for house investors. Can you really put more cash in your pocket, or are you leaving more cash on the table?

The whole ‘time is money concept can come into play, and that’s just the beginning. There are quite a few important reasons why homeowners are contacting investors to sell properties quickly for cash.


These companies made up of investors advertise that they make fair cash offers. What’s fair? If provided with an offer that is thousands of dollars lower than what you wanted when selling your home, would that be fair?

At first glance, you might not think that to be the case. Yet you need to take into consideration the rest of the story.

Let’s say that you list your home for sale with an agent. When all is said and done, that agent is going to take a commission. Take that right off the top.

Realize as well that hardly anyone gets what they ask for when selling a home. There are negotiations, and homes typically sell for thousands less than their asking prices. Take that off the top, too.

Now consider what you might
spend for curb appeal.

Then factor into the equation the chance that there might be repairs to address once an inspection is completed.

If that were all, it would still be enough to make many homeowners contact cash for house investors. Is it enough for you yet?

Next, you have to consider the time it takes for you to sell your home. Let’s say that the property sits there for three months. Are you going to make mortgage payments in the meantime?

Yes, mortgage interest is tax-deductible, and the principal paid means more cash in your pocket when you sell. Yet making double mortgage payments isn’t any fun. Even if you’re paying rent in the meantime, that’s not necessarily the ideal scenario.

In fact, some consumers end up renting only because they are waiting for their homes to sell. That is money that could be put towards another property.

All things considered, the best decision to make is the one that makes you feel the most comfortable across the board. You want to be happy with the way you handle the sale of your home, and you want to make a financially sound decision.

Cash For House

All of those deciding factors mentioned seem to point towards cash for house investors being the solution. That’s not necessarily the case, however, and you need to make the right decision for yourself. The case has been made for sure, but each situation is different.

Some homeowners are facing foreclosure and need to get out from under their mortgages. Some homeowners are moving long-distance and would prefer a quick and painless transition.

Selling a home isn’t always easy, but it’s difficult to argue with the fact that we buy houses investors are the easy button. These investors are quick to make a cash offer, and they require nothing from you in return.

These companies simply want to offer you money for your home, and quickly. Whether the offer is reasonable or not is a different story. Yet making that decision has likely been put in a whole new light for you now.

All of those cost factors mentioned earlier have to be taken into consideration, as well as the simple fact that time is money in this case. Houses are also appreciating assets, but that real estate discussion is for another place and another time.